It’s easy to to overlook or put off general home maintenance tasks, especially when times are financially tough, but as Legal and General point out in their latest advice to homeowners, failure to carry out ongoing minor repairs could prove to be costly in the future.
Nobody wants the shock of unplanned expenditure and home insurance is only there to cover unexpected events. It does not cover wear and tear or maintenance costs, or damage that happens over time such as damp, rot or damage from vermin.
|Check Guttering Regularly|
And costs for tasks such as defective rendering, re-pointing chimneys and general roof maintenance remain the responsibility of the homeowner.
So what can be done to reduce the risk of unwanted and repair bills?
TOP 10 HOME MAINTENANCE HOT SPOTS
- Check your radiator valves for leaks at least every 6 months.
- Check, repair and clear guttering regularly to prevent water entering your home.
- Check your loft insulation and lagging on your water pipes and tanks to prevent burst and frozen pipes.
- Check your roof for missing and loose tiles and repair any damage to prevent leaks.
- Check the fitting and working order of your washing appliances.
- Check the grout and sealant around bathroom and kitchen tiles for mildew and mould and watch out for any patches of damp to stop gradual leaks damaging your home.
- Test your safety and smoke alarms every month to ensure they are in working order and don’t need new batteries.
- Check your overflows on toilets, water tanks and central heating tanks regularly. Make sure that your ballcock valves close and the ball sits correctly.
- Check your trees and shrubs to make sure the roots are not damaging your home.
|Test Smoke Alarms Monthly|
- Check your brickwork, loft, soffits and eaves regularly for squirrel and wasps nests and have any removed.
This list is taken from Legal and General’s ‘Check It, Spot It, Fix It’ and comes with the usual disclaimer that you should “always be cautious when undertaking any DIY task that you are not fully familiar with as you could injure yourself or those around you, seek professional help where required.”
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